Ohio has more than 60,000 registered recreational boats — and most of their owners don't find out their policy has a problem until they file a claim. Whether you're boating on Lake Erie, one of Ohio's inland lakes, or the Ohio River, boat insurance isn't something you want to get wrong. Here's what Ohio boat owners need to understand before they get on the water this season. Is Boat Insurance Required in Ohio? Ohio does not legally require boat insurance for most recreational

Most Ohio homeowners have insurance. The problem is, most don't know exactly what their policy covers until they need it — and by then, it's too late to fix it. Here are five coverage gaps that show up consistently when we review homeowner policies in Ohio. These aren't edge cases. They're common. Gap 1: Your Dwelling Coverage Doesn't Cover What It Would Actually Cost to Rebuild This is the most common gap we find. Your policy covers your home up to a specific dollar amount —

Ohio has specific minimum auto insurance requirements every driver must carry — but most people don't fully understand what those minimums actually cover, or more importantly, what they don't. Here's a plain-English breakdown of what Ohio law requires and why the minimums may not be enough to actually protect you. Ohio's Minimum Auto Insurance Requirements Ohio requires all drivers to carry liability insurance at a minimum. The state minimum is 25/50/25, which breaks down lik

If you own a home in Ohio and you're trying to figure out what you should be paying for homeowners insurance — or whether you're paying too much — you're asking the right question. The honest answer is: it depends. But there are some clear ranges that give you a realistic starting point. What Ohio Homeowners Typically Pay Ohio homeowners generally pay between $1,000 and $1,800 per year for a standard homeowners insurance policy. The statewide average sits around $1,200 to $1,