Terms and Conditions
Last Updated: February 2026
Welcome to Solentra Financial. By accessing or using our website, services, or communications, you agree to the following Terms and Conditions. If you do not agree with these terms, please do not use our website or services.
1. About Solentra Financial
Solentra Financial is an independent insurance agency that provides education, consultation, and access to insurance products including, but not limited to, life insurance, mortgage protection insurance, final expense coverage, disability insurance, and critical illness coverage.
Solentra Financial is not a lender, not affiliated with any mortgage company, and not a government agency.
2. No Legal, Tax, or Financial Advice
Information provided on this website or during consultations is for educational and informational purposes only. It does not constitute legal, tax, or financial advice.
You should consult with a licensed professional regarding your specific situation before making financial or insurance decisions.
3. Insurance Product Availability
Insurance products are subject to:
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State availability
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Carrier underwriting guidelines
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Applicant eligibility and approval
Coverage is not guaranteed and is only in force once approved by the insurance carrier and the first premium has been paid.
4. Use of the Website
By using this website, you agree that you will not:
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Use the site for unlawful purposes
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Attempt to gain unauthorized access to systems or data
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Copy, reproduce, or redistribute site content without written permission
We reserve the right to suspend or terminate access to the website at any time.
5. Communications & Consent
By submitting your contact information through our website, phone, text message, or scheduling tools, you consent to be contacted by Solentra Financial via:
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Phone calls
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Text messages (SMS)
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Emails
Message and data rates may apply. Consent is not required to purchase insurance. You may opt out at any time.
6. Third-Party Links and Tools
Our website may contain links to third-party websites or tools. Solentra Financial is not responsible for the content, privacy practices, or accuracy of third-party sites.
7. Limitation of Liability
Solentra Financial is not liable for:
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Any indirect, incidental, or consequential damages
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Errors or omissions in website content
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Decisions made based on information provided
Your use of this website is at your own risk.
8. Intellectual Property
All website content, logos, branding, and materials are the property of Solentra Financial and may not be used without written consent.
9. Changes to These Terms
We reserve the right to update or modify these Terms and Conditions at any time. Continued use of the website constitutes acceptance of any changes.
10. Contact Information
If you have questions regarding these Terms and Conditions, please contact:
Solentra Financial
📧 Email: Richard@solentrafinancial.com
🌐 Website: www.solentrafinancial.com